3 Simple Ways to Align Your Mindset with Money Goals

12/12/20242 min read

a glass jar filled with coins and a plant

How I Shifted My Mindset to Align with My Money Goals

Let’s talk about mindset and money—two things that go hand in hand. I used to think financial success was all about spreadsheets and hustle, but the truth? It starts with your mindset. How you think about money affects how you earn, save, and spend. If you want to hit those big money goals, you’ve got to get your head in the game. Here’s how I did it:

Step 1: Creating a Positive Money Mindset

First things first, I had to check myself on all those negative money thoughts. You know, the “I’ll never be rich” or “Money is so stressful” vibes. I flipped the script. Instead of “I’ll never be wealthy,” I started saying, “I’m learning to manage my money better every day.” It wasn’t easy, but wow, it changed everything.

And gratitude? Total game changer. I started focusing on what I already had—whether it was a steady paycheck or even just a few bucks in savings. That little shift made me feel more in control and less anxious about my finances.

Step 2: Setting Clear Money Goals

Next, I got specific with my goals. Saying “I want to save more” wasn’t cutting it—I needed a plan. So, I wrote down things like, “I’ll save $200 a month for my next vacation” or “I’ll pay off $50 extra on my credit card this month.” Seeing those goals in black and white made them feel real, and I started making decisions that actually supported them.

And the best part? Checking off those goals feels AMAZING. It’s like giving yourself a high-five for being a financial boss.

Step 3: Surrounding Myself with Good Money Vibes

Here’s the tea: the people around you can make or break your money mindset. I started spending more time with people who were positive about money—whether that meant following personal finance creators online, joining a money accountability group, or just chatting with friends who had similar goals.

I also dove into books, podcasts, and webinars that focused on financial literacy. Every time I learned something new, it felt like I was leveling up my money game.

My Takeaway

Shifting my mindset wasn’t a one-and-done thing—it’s a process. But these three steps? They made all the difference. By focusing on positivity, getting clear about my goals, and surrounding myself with the right influences, I’ve seen my relationship with money completely transform.

If I can do it, so can you. Start small, stay consistent, and watch how your mindset can take your finances to the next level. You’ve got this! 💰✨